Too many online money-making sites are useless for international users and those that do have marginal use, are either out of date or dishonestly prioritize referral earnings over user earnings.

I have sifted through the mess and found all of the best global offers as of November 2018, including: surveys, video watching, user testing, cryptocurrency, investing, and even consumer savings; for both the PC and Android.

Below you will find links to all of the top global sites offering real cash online to those of us outside of America (my perspective is as a resident of Australia, so there still isn’t a guarantee that any of this will work for you). I will be updating this whenever any new, worthy pages arise that are worth your notice. None of these options are on a schedule – you can use them at any moment that you find yourself having a spare minute to earn some online money, and all currencies listed are US dollars.
Full disclosure: Some of the income options below do have referral systems, which I will be using when available. However the sites I endorse the most are those without referral systems – those that pay the user all of the money owed, rather than forcing them to share it with a recruiter. Those I endorse that do contain a referral system, I endorse for other reasons: reasons which directly benefit you. I will never endorse a page which I do not genuinely believe is in the best interests of whomever is reading this blurb.

 


Contents

1. Don’t be Scammed: If you have been scammed before or think you might be scammed in the future, stop here first.

2. Browser: All of the browser-based earning methods, most of which work just fine on both the PC and Android platforms.

3. Browser (Advanced): Advanced users only. Requires a steep time investment to set up, to gain completely passive earnings forever.

4. Android: All of the Android exclusive offerings.

5. Australian-Only: I try to keep things as global as possible, but I am Australian and we have some exclusive deals which are impressive enough to really need mentioned.


Don’t be Scammed

I’m not posting this here as a means of earning (although it is quite possible to earn from this site) but as a means of preventing yourself from being scammed. That is why I feel the need to post it first, even before the better paying offers.
I hear too many stories about people being preyed upon and losing all of their money – those stories are just far too common in the world of online earning. That is what this particular link is useful for. It is a forum for people just like you and I. Whenever I find a new offer I want to investigate, that is the first place I visit. I search for that same offer there and learn from the experiences of others. I learn if people have been scammed or have been paid by it.
Please, I urge you to do the same whenever you are unsure about an offer. Learn from the experiences of others and don’t fall prey to anything that hasn’t been verified.

Note:  As I mentioned earlier, you can actually earn from this site even if that isn’t the reason I am listing it. They pay you to post there, 2c for every reply you make and 5c for every new thread you start. You are allowed to do 3 of each every hour, so should you choose to, you can earn 21c every hour for very little work.

Browser

Grindabuck

This is a really easy way to earn money online. Just sign up, and turn it on and have it running videos whenever your PC is on. It will earn about $1 a day without you investing any time at all. I would recommend turning off your browser’s audio though, so if you still use that browser in other tabs, you will have to turn the audio on for other pages that need it.

If you are so inclined, you should also give some attention to their offer wall. Most notably, the Persona.ly offer. It isn’t always well paying, but often it has surveys which pay well in excess of the 10c per minute mark. Anything that pays 10c or more per minute, is well worth doing. If you plan on using any other offers (such as for downloading apps or whatever the offer wall wants to pay you for), I would do it there too. With rare exception, they pay more for their offers than anyone else.


Earnably

Everything that I wrote about Grindabuck, I originally wrote about Earnably. That is how similar these two pages are. Earnably used to be the one I recommended but recently they dropped their payouts slightly, so now they do not pay as well as Grindabuck. I wouldn’t bother listing this one at all if it weren’t for the fact that Grindabuck is only available in the following countries: United States, United Kingdom, Canada, Germany, and Australia. Earnably is available almost anywhere. If you can use Grindabuck, then do it – it is absolutely superior to Earnably, however if you have to resort to Earnably, don’t feel too bad – they are second best but the margin is not huge.


Branded Surveys

To be honest, I’m not so sure I should be putting this here as it at least advertises itself as the furthest thing from global – it advertises itself as solely for the U.S. and U.K. However, I am from Australia and signed up just fine as there was an Australian portal that no online reviewer, nor the site itself seemed to bother mentioning.

The mere possibility of it working ordinarily wouldn’t be enough for me to recommend it, but this site is actually pretty fantastic. I love Earnably for its high paying videos, but Branded Surveys has the same offer and pays 25% more money for it. It is worth the attempt to sign up for that reason alone. However they also pay some bonus money just for answering a poll each day. Eventually you will get an average of 20c per day just for answering a single question. That is quite phenomenal. It is a shame about the terrible U.I., but a small price to pay for the superior income potential.

Note:  If you have an Android, I would recommend still joining Earnably even if you have access to the notably superior Branded Surveys. The Engageme.TV app doesn’t link to Branded Surveys, so Branded Surveys is currently browser only. Running videos on the browser via Branded Surveys, while running videos on the Android via Earnably (and the Engageme.tv app) is the most efficient combination to make global money via watching videos. Well, it is the most efficient if you also add the next offer to the mix.

Edit 2: Branded Surveys has been crossed out and has had its link removed because although I will not deny the past endorsement, I can no longer continue to offer them my support. They require some fairly intrusive identification details before they allow you to receive the money you have earned (something that they choose to keep secret until it is time to cash in) and much more alarmingly, the link required to enter those details is broken. As the system stands, it is impossible to enter that information, and as a consequence: to be paid by them. Their support is non-existent, or at least doesn’t bother responding to their messages. They just take your time and have no intention of actually paying the agreed upon price for it. I am going to bold this part because it is important that you fully understand what I am saying: They are scammers that have no intention of paying you for your labour. Please do not partake in their services and for those that have fallen prey to this scam because of my endorsement, I can only apologise. I jumped the gun on this recommendation and dragged you in to my mistake.
In spite of that, if you choose to become a customer of Branded Surveys anyway (and they might actually work for the US  and UK – it could just be Australia that they are scamming), you can find them here. However, I would just very much advise against it.

Shortest Miner

This is a crypto miner which is not something I would usually endorse, but this is a fairly smart piece of technology which bypasses most of crypto’s issues. And again, this is passive income and we love that very much.
What makes this different to your average miner is its simplicity. It doesn’t require knowing a single thing about crypto: it pays in cash which means no complicated wallet, it automatically chooses the best crypto to mine, and it chooses whether to use your CPU or GPU to do it. It chooses its variables based on whatever is most profitable in the moment. It is also quite convenient in that it only drains your computer’s resources when you otherwise aren’t stressing them yourself (it automatically disables itself while gaming for instance).

However one major failing of mining crypto which remains in this program is the stress it places on your resources and power consumption. At the very least, it ensures you will always be profitable and if your components are powerful enough, you can expect about $30 a week income from this alone. If your components aren’t powerful at all, then running this program won’t earn you much.


Honeyminer

If you actually prefer crypto to cash, or live in a country without access to Paypal, then this miner is for you. In fact, this miner might be the one for you anyway, as like the Shortest Miner above, it automatically chooses the most profitable crypto to mine (converting that crypto to Bitcoin in Honeyminer’s case), but Honeyminer actually uses both your CPU and GPU to do it. So in theory, it should be able to earn more than Shortest Miner (a theory I cannot confirm as for some reason it refuses to use my GPU). As with Shortest Miner, this will stress your components and increase your electricity usage, so use it at your own discretion.

eBesucher

This is more passive income, just fire it up and it will load up random webpages on a tab you never bother having to look at. This one pays really poorly though – poorly enough that I am considering giving it up even though it really requires no effort at all to use. It only generates an income of about 20c a week.


Cash Mining

This site is what eBesucher wishes it could be. It acts in the same way – just fire it up and it will load up random webpages on a tab you never bother having to look at. The difference is that unlike eBesucher, this one actually pays quite well. It won’t make you rich, but it will passively earn you reasonable money without you having to do anything more than click “Start Mining”.
It pays the following: $0.00010 every minute ($0.006 per hour/$0.144 per day/$1.008 per week). Interestingly, you can upgrade from your free membership to a VIP membership for $3.49 per month. One of the perks of doing so is it doubles your earnings, so if you run your computer constantly, the VIP bonuses will more than pay their own fee and leave you with some additional profit. A free user running this site 24/7 will earn $4.32 over a 30 day period, a VIP user will earn $5.15 over the same period of time after the VIP membership fee is accounted for. Considering the other perks (including doubled referral earnings) and the increased income, upgrading comes highly recommended if you intend to use this site regularly.

Worth mentioning is the fact that the name is a misnomer. This doesn’t actually mine anything, not in the sense of a crypto miner at least. All it does is autosurf websites and pay you in return. That means no heightened electricity usage, or wear and tear on your components. It will also work fine on a computer that is mining crypto, without slowing down the income gained from those other sources.


Presearch

This site pays you for doing Google searches (or any search engine, or even specific site searches like Amazon’s search). I know of a few sites that do something similar (Qmee, Swagbucks etc) but to be frank, this one is superior to them in almost every way. The site specific searches alone is a big step up over what its competitors do, but it also pays considerably better. Swagbucks searches don’t pay consistently, they pay as a lottery type system which after recent nerfs only pay once per day (about 4c per day). Qmee only pays on certain searches – searches similar enough to something they can advertise, so they can spam you. If you don’t get spammed, you don’t get anything.
Presearch pays you for each and every search you make (up to a limit of 32 per day). It doesn’t matter how often you search or what you are searching for, you will be paid. They have their own crypto which they pay you and each search pays 3c worth of that crypto. Just for signing up with the link above, they will give you $2.78 worth of that same crypto.

As you can see, those options aren’t the best earners (except for maybe Shortest Miner or Honey Miner if your rig is good enough) and probably aren’t what you are looking for. They however, require little to no time to earn you that income, so they are basically offering free online money. You will not find a better return per minute of labor. The following sites are the opposite – they provide a lot more money but they do require some minor effort on your behalf. If you are lacking in time you might not be able to partake in them all that much, but I would still recommend signing up for all of them that will accept you. The more you have, the more ability you have to spend your time solely on whatever have the best offer in the moment. I constantly have 5 of them open on tabs at all times and use an Addon called Distill Web Monitor to keep an eye on them for when new opportunities arise – some opportunities fill up fast, so you need to know of them just as fast.

Prolific Academic

This is a global survey site. Just take an offer, answer its questions and earn some online money. I listed this one first because it is my favorite – its surveys are far more interesting than the other sites, so it feels less like work. You can expect to earn about $9 an hour from their surveys, and get enough opportunities for about an hour’s work each day.

PureProfile

This is another high paying global survey site. It pays about $12 an hour and has a lot more opportunities than most of the other survey sites, but it has one caveat – it only allows you to earn a maximum of $50 every two months. I get that money from about 4 hour’s effort, spread over a week. Then I have to essentially wait another 53 days before I can earn more.
Edit: I don’t know why exactly, but my $50 maximum has increased to $70. I don’t know if that is a universal change or has something to do with me already having received a payout, but it is a very welcome bonus. Without that cap, PureProfile would easily be the most profitable site on this page – every time that cap increases, it comes one step closer to earning that accolade.

SpiderMetrix

Honestly, there is a lot to say about SpiderMetrix and not all of it is good.
Let’s start with the bad: Their profile questions were written in a really childish way that may have strove for endearing, but I found it to be very unprofessional. It also uses a points system which isn’t all that practical: Every 6 points = $1.
In spite of the above misgivings, I still feel that SpiderMetrix is a global site that is more than worth recommending. Its main surveys pay quite well: Right now I am staring at a 12 minute survey for $2 and a 15 minute survey for $2.50, which add up to the equivalent of a $10 per hour income, which is fairly good as surveys go. However they aren’t actually the main reason why I would recommend the site. I recommend it mainly on the basis of the short, single click surveys it has on offer. Each of them pay a single point, so within 6 clicks you will have earned a dollar. Obviously, the time required to click 6 times is miniscule so the pay per minute is incredible on those surveys. You can expect about a dozen of them each week, so each week you can earn an income of  $2 for basically nothing. Just make sure you check on the page daily as it doesn’t bother sending you E-mail notifications.

Vindale

This one was difficult to recommend. On one hand, it has high paying surveys comparable to Prolific and PureProfile. On the other hand, it has the lowest paying surveys I have ever seen. This site seems utterly random in its performance and I absolutely despise recommending a site with surveys that pay as poorly as some of them do here. Yet if you are capable of squeezing your eyes tight, sticking your fingers in your ears, and pretending those poorly paid surveys don’t exist; then the remaining high paying surveys will be a great asset to you.
Edit: Vindale has been crossed out and has had its link removed because although I will not deny the past endorsement, I can no longer continue to offer them my support. Their surveys regularly face technical difficulties after answering the final question, resulting in no payment. I would not call them a scam as they do pay, but I will call them half a scam as they do not pay half of the time.
In spite of that, if you choose to become a customer of Vindale anyway, you can find them here. I would just very much advise against it.

Usability Hub

This is a user-testing site. It asks you to go to a webpage and do certain things so they can learn how easy it is for average people to navigate their pages.
It only pays an average of 20c per test but each test requires only a single click, so it is basically 20c for nothing at all. The money adds up and you can expect an income of about $10 a month.
I’m not sure what exactly happened with this site when I tested the global user-testing sites, but I obviously found some reason to discard it as the site was no longer bookmarked. A lot of these sites require the user to submit a test video when signing up (the above didn’t) and I immediately discarded those ones as it seemed like a lot of work for something that most likely wouldn’t amount to anything.
However, I obviously didn’t quit the site entirely (and am very grateful that I didn’t) as yesterday I received an E-mail from them. It was for a $10 job that took about 10 minutes of my time. Today I received another $20 job which took another 10 minutes of my time. A $30 income for 20 minutes work is absolutely incredible. Even $30 pay in just two days just from a single site is incredible. It really doesn’t matter what happens tomorrow – they have already earned their spot as one of the all time greats of global earning.
One more high-paying survey site. It pays about 15c per minute which is a great rate of return for those that can use it, however those that can use it are far and few between. If you aren’t living within Australia or New Zealand, then this site is of no use to you.

Toluna/CashCrate/MySurvey

These sites aren’t great. They have high rejection rates and often serve as more of a source of frustration than income. What they do have going for them is high volume – if you have already exhausted everything above and still find yourself with a need to earn more money, then these three sites is where you want to earn it. They are high volume, middling-payers. They should always have something for you to do and they pay more to do it than the other global, high volume places (like Swagbucks). You can only expect about $4.50 an hour from these guys, but that is about 50% more than you get from other global high volume survey sites.
Edit: Much like Vindale above, MySurvey has been crossed out and has had its link removed because although I will not deny the past endorsement, I can no longer continue to offer them my support. Their surveys regularly face technical difficulties after answering the final question, resulting in no payment. I would not call them a scam as they do pay, but I will call them half a scam as they do not pay half of the time.
In spite of that, if you choose to become a customer of MySurvey anyway, you can find them here. I would just very much advise against it.

Browser (Advanced)

Note: This section below is relatively complicated but only in order to maximize your income by having other people mine on your behalf. If you want to just keep things simple, you can can skip the complicated parts and just mine for yourself rather than having other people do it for you. To just mine for yourself, sign up to TrueMine, click “Code”, fill out how much of your CPU you want it to use, and then click “Demo Page”. That will open a new tab and your device will be mining for you for as long as that tab is open.
I gave this its own section as unlike the offerings above, this one requires more than just your basic skills. It is by no means a challenging task to set this up, but I like to cater to everyone from all cultures and in my efforts to do so, I have come to learn that not everyone is as well equipped for online earning as they would like to be. Sometimes language barriers can be a real issue. I will outline the steps required with as much detail as I can, but if the language barrier is too much, I’d recommend skipping this section entirely.
The process in this section involves building a simple website and setting up a crypto wallet. If you feel you are capable of such tasks, then read on.
The method here is simple crypto mining, however rather than do that mining yourself, that mining will be subcontracted to others in order to prevent you from suffering from the usual failings of crypto mining: namely the increased power consumption, stress on your resources, and heavy investment required for a system powerful enough to handle modern mining requirements. Doing so is quite simple, we will create a simple webpage, install a crypto miner on it, and use traffic exchange services to drive traffic to that site. They will automatically mine for you while they are there. The best part is, that even if you do have a system capable of mining and don’t mind traditional mining, you can still do so in addition to this. This method requires very little resources so it won’t detract from any other mining applications you may be using at the same time (like Shortest Miner as mentioned above).
That may sound a little unethical, but their visit will be too short for there to be any real consequences for them and the mining set low enough that they won’t even likely notice it happening (you are mining for me right now and have likely not noticed). More importantly, they are also getting exactly what they wanted out of the exchange – they are getting traffic too, so they are walking away happy.
On to the instructions:
1. Get yourself a free web host. If you know what you are doing already, then go ahead and do it. If not, I’d recommend using x10hosting. They are hosting this page right now and I have not had any trouble with them.
2. Install WordPress on that host.
3. Make a simple wordpress site. When I say simple, I mean it – even a blank page will do the job. Or just use whatever your preferred theme has by default.
4. Sign up to TrueMine.
5. Embed TrueMine’s Bitcoin miner on your site. Doing so requires listing your site address with TrueMine, and putting that code it gives you in the header of your wordpress site. You can edit the header by going to your wordpress dashboard -> appearance -> editor -> theme header. Put it anywhere between the <head> and </head> parts.
6. Get yourself any Bitcoin wallet and attach your Wallet ID to your account on TrueMine.
7. Sign up to as many traffic exchangers as you are willing to deal with. Be sure that they are auto-surfers as you want this to be as passive as possible. I would recommend Hitleap, 10kHits, FeelingSurf, ManyHit, OtoHits, and Hit4Hit. There are plenty more out there if you want to use them and the more you use, the more money you will make; however you don’t want to overdo it. Adding too many autosurfers would stress your system as much as just mining yourself would. Sign up to those sites, add your site to the list, and just start autosurfing yourself. Each of them will have you going to random sites and in return random people will visit yours. The difference is that those random people will also be mining for you when they visit.
8. When you reach the minimum threshold of earning (546 Satoshi), it will pay to your wallet automatically. Cash it in for actual cash (or your choice of other crypto, or whatever you want really) at BitPlace.
9. Optional: You can be paid for traditional advertising too if you like. Interstitial ads will show to autosurfed traffic and you will get paid for them. If you want to add that extra stream of revenue (and if your website is just a junk site, there isn’t really any reason not to; then I would recommend PropellerAds. I recommend them not because they are good, but because they are terrible. They accept every site regardless of its quality (which is exactly what we need here) and don’t complain when you don’t generate any clicks. In return they offer you the industry’s lowest CPM rates but those rates are usually higher than the 0 you would have without them.

Android

This entire section is dedicated to earning money with phones using the Android operating system (again, from a global perspective rather than the U.S. centric approach the other sites use). Some of these apps will have I-phone versions but I do not guarantee it, nor care to research that operating system.
Some of the above offers have Android versions which work in concert with the browser versions (you can earn from both simultaneously). Most notably are Swagbucks and Earnably, both of which have great Android apps (Earnably’s app is actually the Engageme.tv app, linked to your Earnably account). If you have access to an Android, be sure you use those apps as much as you can.
As stated earlier, ordinarily, I would not consider advocating a Cryptocurrency. Cryptocurrency generally either serves as an investment of the most risky nature, a miner that consumes more money than it generates, or a free income in the form of faucets that pay the equivalent of pennies for a whole lot of labour. In short, it is near impossible to find one worth the time and risk.
Electroneum is the exception. It has incredible prospects for the future as it is the most mainstream crypto on the planet – a simple phone app serves as both your miner and your wallet, removing the complexity barrier that all other cryptos face. Its mining also isn’t really mining – it is simulated mining, which means it does not suffer from the power drain and stress on your components that an actual miner would subject you to. It bypasses all of the usual issues regarding cryptocurrency, to serve as a simple means of getting passive income (I get about 60c a day from this without doing anything and that number increases every day with the rise of the currency’s value – it is projected to reach 40x-80x its current value).
Important: When signing up, be sure to input the referral code: AD4EBC Doing so will earn you an extra 1% more money for life.
Note: When I first joined Electroneum, I found it relatively difficult to actually convert the crypto in to money. Most exchanges wanted to force me in to first converting in to some other crypto, resulting in not just additional effort (and complexity – the other cryptos are far from as simple as Electroneum) but cost.
The answer was: BitPlace. They are the only exchange out there that I am aware of, that will convert your Electroneum in to money (via Paypal or any number of payment methods). Thankfully, doing so is both fast and easy.
Bookmark that site. You do not want to lose it.
With this App (and a phone number) you will receive money for nothing. They send you a text every now and then and you are paid €0.02 for every text message they send.
Important: When signing up, be sure to input the referral code: E4DD57B65 Doing so will earn you an extra €0.25
Protip: If you make the default notifications on your phone silent (and add audio notifications to all of your contacts individually if you don’t want their messages silenced too), then you will not even notice these messages as they come in. You will be paid for literally nothing.
Similarly to Money SMS, with this App (and a phone number) you will receive money for nothing. They send you a text every now and then and you are paid $0.065 for every text message they send.
Protip: If you make the default notifications on your phone silent (and add audio notifications to all of your contacts individually if you don’t want their messages silenced too), then you will not even notice these messages as they come in. You will be paid for literally nothing.
Simply sign up and install. This app will passively increase in points as you live your life. Those points will convert in to prepaid Mastercard gift cards (which can be spent virtually anywhere). You can also partake in what they call ‘surveys’ to earn those points faster, but those surveys are far and few between. However they aren’t really surveys at all as they are only a single question and well worth your time.

Cash Magnet

This site autosurfs through webpages whenever you turn it on and pays you for the trouble. Your phone is basically inoperative while it is doing so, so I’d recommend only leaving it on while you sleep or are otherwise preoccupied. If you can give your phone attention, you are probably better off running one of the Swagbucks apps or Engageme.tv.

This is a survey site much like those advertised above. The sole difference is that it is Android-exclusive, so you cannot earn from it without one. Its pay per minute is absolutely fantastic and it pays directly to your Paypal after every completed survey. Don’t overlook this one just because it is on the phone, it is at least as good as the browser-based offers and the fact that its income is immediate probably makes it superior to them.

This is another Android-exclusive survey app. It has a strange points system where one point seems to equal around 1.8c. This app often has some high paying surveys on offer – I just completed one that gave me 96 points (the equivalent of $1.72) for a 10 minute survey (the equivalent of $10.33 an hour). That is a great rate of pay but it is more the exception than the rule. What I primarily use this site for is collecting that free point on surveys just for clicking them. I click everything whether I intend to complete it or not and just get that relatively cheap and easy free cash. I usually get at least $0.50 per day via that method without spending very much time nor effort.


**NEW**Attapoll**NEW**

This app shares a lot in common with Curious Cat. In much the same way, it is an Android-exclusive that pays fairly well for surveys, has a strange 1 point = 1.8c conversion ratio, and a low minimum payment threshold. However, everything it does differently, it does worse. The minimum payment threshold is low, however still higher than Curious Cat; its average pay per minute is lower than Curious Cats (but is still often high enough to exceed my 10c per minute minimum pay); and its free 1.8c for joining only pays upon failing a survey (so it isn’t exploitable like Curious Cat’s).

Still, even if it is worse than Curious Cat, it is still well worth recommending. You need to use it wisely in order to ignore the lower paying offers, but the high paying offers are common enough for me to have earned $8 in a very short time.

This Android-exclusive survey app conducts its surveys via video. Each video response takes less than a minute and you get paid about 60c for your trouble (which comes out to more than $36 per hour). That is a fantastic pay per minute rate and considering all you have to do is speak your opinion on a subject out loud (a recent example I was tasked with is explaining what I like better: Coke or Pepsi), but obviously it involved recording yourself which can be a big deterrent for introverts. Still, if you can bring yourself to do it, you can earn a lot of really easy money.


One more Android-exclusive survey app. Like CitizenMe, this one pays directly to your Paypal after each survey (or around 48 hours after in this one’s case), so you don’t have to bother with meeting minimum payment thresholds or even requesting payment. It pays a generous $1 for 5 minute surveys (averaging $12 per hour) and is accessible in 87 countries, so wherever you are you have a fair chance of being in one of them.
This one hasa  referral system attached but I can’t find any information on what it actually does. It almost certainly benefits me and probably benefits you too, so it is probably a good idea to use. Either way, I would be grateful for you to do so. My referral code is 4353Z1 and thank you for considering using it.
This link is just a search result as this app has different, localized versions depending on where you live. Linking my Australian one would be quite useless for most of you, so I chose not to bother. If you are Australian, I’d appreciate it if you used this link instead, as it gives both of us an extra life in the game. As for where it has been localized exactly, the answer is I don’t really know. I know there are American, Australian, French, and Japanese versions but that is just because those are the countries of people I have spoken to while investigating this app. I expect the list of countries is far more extensive than that.
So what exactly is this app? It is a trivia game show that pays real cash to anyone that gets more than 5 questions right in any game. They play two games every day, so there are plenty of opportunities to earn. The final (12th) question is worth $300 divided by the number of people that get it right, so there really is some serious money to be made if you are good at trivia. I however, am not much good at trivia and have only made a paltry 15c from this app. This app might do a lot more for you than it does me, depending on how much knowledge you have but even if it doesn’t, I’d still recommend it. There aren’t many ways to make money online that are actually fun, but this is one of them – I’m happy to play this game for my paltry 15c because the game itself is actually enjoyable. The money is just a bonus.

Slidejoy

This is a lockscreen app. If you don’t know what that it, it replaces your phone’s standard lockscreen with advertising and pays you for the privilege. There are plenty of apps out there that do the same thing and you can use them all at the same time to earn more money (provided you are willing to deal with multiple lock screens). The reason I chose this one is that it is the highest paying of those that are offering Paypal as a payment method.

Australian-Only

The above offers have the highest online earnings available for global users, but us Australians have it better. All of the above work wonders for us too and I urge you to check them out if you are an Aussie, but perhaps even more important for you is this section. This section contains some Australian-exclusive ways to earn online, some of which (like Octopus Group) are the highest paying of their type on the planet. As I am an Australian and I know the Australian markets better, this section will be more in depth than what I offer global users. It won’t just include the usual sites, but also the means of saving money when you shop and even earning significant one-off payments with virtually no effort at all.


Beem It is Westpac/NAB/Commonwealth’s instant payment app and is actually quite useful. I’m not here to sell you on its uses (click any of the links to those banks and they can sell you on the product), I’m here to tell you about how to earn money from it.

Simply install the app and sign up. Signing up requires providing some form of ID, your debit card details, as well as being able to check your account transactions because you will need to be able to tell them how much money they deposited in to your account for two transactions, as a form of verification.

Once you are signed up, click the “people” icon up the top right, then click “Redeem Code”. From there, input the code: tdc8jv (note that is my referral code, once I have received the $50 referral limit, I will replace it with an active code from someone else). Doing so will instantly get both you and I $5 each. Once you have done that, share the app with your friends (you will need to anyway if you actually plan on using the app) and each time they use your code, both you and them will receive a further $5 each, until you reach your limit of $50.

Or you could just uninstall the app immediately and keep the free $5 it earned you without bothering with the further $50 (and $50 for your friends), or using the app.t all.


If you haven’t heard of Spaceship Voyager, it is a free (as long as you invest $5000 or less) version of Acorns/Raiz. If you haven’t heard of Acorns/Raiz, they are user-friendly investment apps for the inexperienced to get involved in the stock market, without huge amounts of capital (however, unlike Spaceship, they charge absurd rates for the service – far more than you would have to pay if investing via any other means). I don’t actually recommend using this app to invest, or investing at all in the stock market actually. The market is on a downtrend right now and doing so would only lose you money. However, once that trend changes, I intend to make better use of this app for investing and I would recommend that you do too. Your money is better served multiplying itself in this app than it is languishing in the bank, where you would be considered one of the fortunate few if your money was even gaining enough interest to keep up with inflation.

So why mention this app at all if I don’t even recommend using it? The reason is simple: They give you an easy $20-$60 just for signing up and investing $5 (which can all be immediately withdrawn). I walked away with $60 profit from about 3 minutes worth of installation and signing up.

Just install the app, sign up, input the promo code, and invest $5. Your money will show as $5 pending for a few days (6 days in my case), but at the end it will be $25-65 (plus or minus some change depending on how well those investments go over that period of time). If you are wondering why the amount you gain would vary, it is because it depends on when you sign up – I signed up while a promotion was active and I may have even exploited an extra $20 (by using both a referral link as well as a referral code – I don’t know if that extra $20 was intended or not). When I signed up, the usual $20 referral incentive was doubled to $40, and I was able to enter the code for an additional $20. The base $20 referral is guaranteed for you, but I have no idea if the rest that worked for me will work for you too.

Just to show you that the $60 is certainly possible, here is my transaction history within the app:

and it corresponding with my bank account:

 

 

If you are interested, this is my referral link (make sure you click that link from the device that it is to be installed upon, or you won’t get your bonus) and this is my referral/promo code: GSHOREMG8 if that referral code doesn’t get you the $20 notification, use this one: SPACE20EX (that is the one I used that earned it, but I’d appreciate you trying mine first).


This site isn’t about earning you money, it is about spending it well. It excels in that regard due to saving you money in two significant expenses:
  1. Groceries: CashRewards has access to one very significant discount: 5% cheaper Woolworth’s gift cards. By buying these gift cards, you can get everything affiliated with Woolworths (including their petrol stations and bottle stores) 5% cheaper. 5% cheaper groceries, petrol and alcohol is nothing to sneeze at. To put that in perspective, the other day, everyone was clamoring to  buy some $1.43/l petrol before the price rise. By using the Cash Rewards discount as well as a 4c Woolworth’s receipt voucher, right now (post price rise) you can drop the price of Petrol at the Woolworths stations down to $143.165/l. With Cash Rewards, you don’t have to wait in line for the cheap fuel because cheap fuel is available to you any time.
  2. Consumer Goods: CashRewards offers a 5% rebate at their most important affiliate: AliExpress. For those that don’t know, AliExpress is an online superstore that stocks a more diverse range than any department store in Australia and probably any mall in Australia. They do so with free global shipping and absurdly cheap prices. Just look at the image below that compares two randomly chosen products against the same item in leading Australia retailers. As you can see, the price differences are immense. All of your goods should be sourced from AliExpress if your finances are of any concern to you (and being on this page implies they are), so a further 5% discount will travel well.AliCompare.JPG
  3. Everything else: Whenever you are in the market to purchase any big ticket item, always check Cash Rewards first because they will usually be able to get it cheaper. The cheapest place in Australia that was selling the freezer I wanted, was Appliances Online. Cash Rewards took that already cheapest price and slashed another 1% off of it. The same applied to my purchase of a tablet. The cheapest place in the country to buy the model I needed was The Good Guys, so using Cash Rewards to purchase from The Good Guys’s eBay store resulted in a further 6.05% discount on what was already the cheapest in the country.

Australia has got itself some incredibly well-priced mobile phone plans lately and Amaysim is the reason. They are the cheapest in the country and that is driving down the prices of all of its would-be competitors. I use this as my main provider and pay only $10 a month for everything I need (unlimited calls and text with 1g of data – you would be amazed how far 1g stretches. I play a lot of online games on the run and have only ran out once, which happened to be the day before my plan renewed itself), but that isn’t even why I am mentioning Amaysim.
The reason I am mentioning Amaysim, is because they are the last provider in the country that still has a cheap, year-long contract. For just $10 a year, you can keep a phone number active. You won’t get many perks, but you don’t need perks for MoneySMS or McMoney (see above for information on those). Between those two apps, you will get about $50 a year just  for having an active number, so between Amaysim’s $10 per annum cost and the $4 per annum it costs to keep a phone powered; you are looking at making $36 a year off any old phones you have lying around, for nothing. That doesn’t sound like much ($3 a month on average) but imagine if you had  a thousand old phones doing nothing. That would be an extra $3000 a month for nothing. If you are already running something like Cash Magnet (again, mentioned above), then you may as well monetize those phones further with an active Amaysim number.
These are high paying Australian-exclusive survey sites. There isn’t much to say about survey sites that I haven’t mentioned above, instead I’ll just leave this image of the average offer from Octopus Group. Those payments are the highest for this type of work on the planet, and both Blue Jay Surveys and Purkle aren’t so far behind. When it comes to doing online surveys for cash, Australia by far has  much higher income potential than anywhere else. Also worth looking at is Surveyvillage (mentioned above). Surveyvillage is almost as exclusive (and pays just as well) as these other companies, but it is available to New Zealanders too, so didn’t make it in to the Aussie-exclusive section.
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1 COMMENT
  • furtdsolinopv
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